Zero-fee bond origination by Integrabond. We submit to every major bank, negotiate the best rate, and guide you from application to keys in hand.
We work for you, not the bank. Our service costs you nothing — banks pay our commission when your bond is registered.
Completely free to you. Banks pay our commission upon successful bond registration — you pay nothing, ever.
We submit to ABSA, FNB, Standard Bank, Nedbank and more simultaneously — forcing them to compete for your business.
Four decades of relationships mean we know exactly how to structure your application for maximum success.
Your personal bond consultant handles everything. One point of contact, complete transparency throughout.
We don't just get you approved — we negotiate the best rate, saving you hundreds of thousands over your term.
Typical bond approval in 3–5 working days. Our bank relationships mean your application is prioritised from day one.
Whether you're buying your first home or expanding a portfolio, we have the expertise to make it happen.
We simplify every step and fight to get you the best rate — even with limited credit history.
Specialist knowledge for buy-to-let and investment bonds, optimised across all banks.
Paying too much? We negotiate a better rate or switch you to a bank that values your business.
Land finance and construction loans with phased drawdowns managed through to occupation.
Apartments and townhouses have unique requirements — we ensure levies don't derail your approval.
Know your budget before you house-hunt. Sellers take pre-approved buyers seriously.
Get an instant estimate of your maximum bond amount. This is indicative — your actual approval may differ.
Enter your details and click
Calculate My Bond
to see your results
Maximum Bond Amount
R 0
Based on your income, you could afford a property up to
R 0From first conversation to keys in hand, we manage every step of your bond journey.
We assess your finances and explain options — no obligation.
We tell you exactly what's needed and help you gather everything.
Your application goes to every major bank simultaneously.
Banks compete. We negotiate the best interest rate for you.
You choose the best offer. We handle the paperwork.
Bond attorneys register. You get your keys.
Complete the form below and our team will be in touch within 24 hours. All information is strictly confidential.
Thank you! Your bond application has been sent to our team. We'll be in touch within 24 hours.
Call Us Now: 083 277 1841Four decades of experience. One unwavering commitment to getting you the best deal.
With over 40 years in mortgage origination, Anna-Marie is one of South Africa's most experienced home loan specialists. She has built lasting relationships with credit teams at every major bank — relationships that translate directly into better rates, faster approvals, and fewer surprises for her clients. Her approach is personal, thorough, and relentless in pursuit of the best possible outcome for every applicant.
Everything you need to know about bond origination with Integrabond.
A bond originator acts as an intermediary between you and the banks. We submit your home loan application to multiple banks simultaneously, negotiate the best interest rate on your behalf, and manage the entire process from application to registration — completely free to you.
Absolutely nothing. Our service is 100% free. Banks pay us a commission when your bond is registered — this is standard practice and doesn't affect your rate or costs.
Typically 3–5 working days from complete submission. Depends on having all documents upfront. We'll give you a realistic timeline once we've reviewed your situation.
Yes. Self-employed applicants need 6 months' bank statements (personal + business), 2 years' financial statements, CIPC documents, and a tax clearance certificate. We'll guide you through everything.
Banks can grant 100% bonds in many cases. However, even a 10% deposit strengthens your application and often secures a better interest rate. We'll advise on the optimal strategy.
We're the preferred partner but not mandatory. Our familiarity with the development means we typically secure better terms and faster approvals for Haasendal buyers.